Car Insurance Concerns In New Jersey - DC News FOX 5 DC WTTG

Car Insurance Concerns In New Jersey

Posted: Updated:
Living in New Jersey has its perks, but it also has its costs. As a citizen of the state all you have to do is look at your car insurance premiums to know that you’re dishing out a huge amount of money every year just to have the privilege of driving on the road. In many cases, even clean driving records don't seem to matter.

New Jersey drivers who live in the state’s 30 largest cities pay an average of $2,000 annually according to a report done by ValuePenguin.com. New Jerseyeans living in more rural locations such as Hillsborough, Bridgewater, and Toms River pay less than $1,400 on average per year. If you live in more urban locations however, drivers get the boot with premiums skyrocketing to almost $2,400 a year. These areas include urban neighborhoods such as Newark, Passaic, and Paterson. Statistics like these lead many drivers in the state wondering why the current system is set up this way.

"I don't know how it works, but it's illegal not to have insurance. Somebody's paying somebody to make sure that we have to have insurance, you know? It’s a huge, huge amount of money,” New Jersey driver Duncan Lucifer said.

If you are one of the many people in the Garden State that are not happy with their car insurance rates, AAA says you can get them lowered. How much though depends on how much "homework" and fine print reading you are willing to do. Patti Mayer of AAA Mid-Atlantic gave helpful advice to help drivers lower your rates.

"Definitely compare your coverage’s and your carriers regularly to make sure you're getting a good deal. Ask for discounts; look through your options for discounts you may not be getting. Package your policies together; auto, home, and life insurance. You get bigger discounts when you insure multiple policies with the same carrier," Mayer said.

Although an individual can take personal initiative to get their car insurance premiums lowered, the ideology behind rates in New Jersey will still be debated. For example, a southern New Jersey driver pays the same rate as someone who lives in Philadelphia; the nation’s fifth largest city, yet someone whom lives in the same urban situation in North Jersey will be paying way more than the driver from Philly. Lesson from this; New Jersey is a very expensive place to live.

Watch Chasing New Jersey weeknights at 10pm on My9 and don’t forget to like us on Facebook!

  • Chasing New JerseyMore>>

  • Controversy Over Jersey Shore Carousel Up For Auction

    Controversy Over Jersey Shore Carousel Up For Auction

    Wednesday, July 23 2014 4:58 PM EDT2014-07-23 20:58:27 GMT
    The Carousel at Casino Pier in Seaside Heights, New Jersey is a staple of the Jersey Shore, fully equipped with handcrafted animals and a Wurlitzer organ. Many people feel the carousel is a spinning work of art full of history. The carousel has survived the Seaside fire and Superstorm Sandy. Some residents think the carousel should be preserved, but others want to sell it.
    The Carousel at Casino Pier in Seaside Heights, New Jersey is a staple of the Jersey Shore, fully equipped with handcrafted animals and a Wurlitzer organ. Many people feel the carousel is a spinning work of art full of history. The carousel has survived the Seaside fire and Superstorm Sandy. Some residents think the carousel should be preserved, but others want to sell it.
  • 16 Year-Old Takes On The Triple Crown Of Swimming

    16 Year-Old Takes On The Triple Crown Of Swimming

    Wednesday, July 23 2014 4:57 PM EDT2014-07-23 20:57:32 GMT
    Charlotte Samuels, 16, from Ridgewood, New Jersey, is planning an epic open water swim this August in California. She will swim 20.2 miles across the Catalina Channel in the Pacific Ocean. The race could take anywhere from 11-13 hours. Samuels isn't only physically fit, she has to be mentally fit to endure the unexpected conditions. 
    Charlotte Samuels, 16, from Ridgewood, New Jersey, is planning an epic open water swim this August in California. She will swim 20.2 miles across the Catalina Channel in the Pacific Ocean. The race could take anywhere from 11-13 hours. Samuels isn't only physically fit, she has to be mentally fit to endure the unexpected conditions. 
  • Newark P.D. Target Of U.S. Justice Department Investigation

    Newark P.D. Target Of U.S. Justice Department Investigation

    Wednesday, July 23 2014 1:20 PM EDT2014-07-23 17:20:43 GMT
    The findings of a U.S. Justice Department investigation into the Newark police department and their controversial tactics are explosive. New Jersey’s U.S. District Attorney Paul Fishman outlined things such as: stopped searches and arrests were in violation of the first and fourth amendments and that 75% of the time documented pedestrian stops weren’t justified in accordance with the law.
    The findings of a U.S. Justice Department investigation into the Newark police department and their controversial tactics are explosive. New Jersey’s U.S. District Attorney Paul Fishman outlined things such as: stopped searches and arrests were in violation of the first and fourth amendments and that 75% of the time documented pedestrian stops weren’t justified in accordance with the law.
Powered by WorldNow

WTTG FOX 5 & myfoxdc
5151 Wisconsin Ave. NW
Washington, DC 20016
Main Number: (202) 244-5151
Newsroom: (202) 895-3000
fox5tips@wttg.com

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices