Car Insurance Concerns In New Jersey - DC News FOX 5 DC WTTG

Car Insurance Concerns In New Jersey

Posted: Updated:
Living in New Jersey has its perks, but it also has its costs. As a citizen of the state all you have to do is look at your car insurance premiums to know that you’re dishing out a huge amount of money every year just to have the privilege of driving on the road. In many cases, even clean driving records don't seem to matter.

New Jersey drivers who live in the state’s 30 largest cities pay an average of $2,000 annually according to a report done by ValuePenguin.com. New Jerseyeans living in more rural locations such as Hillsborough, Bridgewater, and Toms River pay less than $1,400 on average per year. If you live in more urban locations however, drivers get the boot with premiums skyrocketing to almost $2,400 a year. These areas include urban neighborhoods such as Newark, Passaic, and Paterson. Statistics like these lead many drivers in the state wondering why the current system is set up this way.

"I don't know how it works, but it's illegal not to have insurance. Somebody's paying somebody to make sure that we have to have insurance, you know? It’s a huge, huge amount of money,” New Jersey driver Duncan Lucifer said.

If you are one of the many people in the Garden State that are not happy with their car insurance rates, AAA says you can get them lowered. How much though depends on how much "homework" and fine print reading you are willing to do. Patti Mayer of AAA Mid-Atlantic gave helpful advice to help drivers lower your rates.

"Definitely compare your coverage’s and your carriers regularly to make sure you're getting a good deal. Ask for discounts; look through your options for discounts you may not be getting. Package your policies together; auto, home, and life insurance. You get bigger discounts when you insure multiple policies with the same carrier," Mayer said.

Although an individual can take personal initiative to get their car insurance premiums lowered, the ideology behind rates in New Jersey will still be debated. For example, a southern New Jersey driver pays the same rate as someone who lives in Philadelphia; the nation’s fifth largest city, yet someone whom lives in the same urban situation in North Jersey will be paying way more than the driver from Philly. Lesson from this; New Jersey is a very expensive place to live.

Watch Chasing New Jersey weeknights at 10pm on My9 and don’t forget to like us on Facebook!

  • Chasing New JerseyMore>>

  • NJ Doctor Offering Alternative To Obamacare?

    NJ Doctor Offering Alternative To Obamacare?

    Tuesday, September 2 2014 11:13 AM EDT2014-09-02 15:13:01 GMT
    Doctor Alieta Eck is running for U.S. Congress in the 12th district as a Republican. She's recently made headlines due to a free clinic that she created back in 2003 with her husband called the Zarephath Health Center. The clinic is a 501C3 run by volunteers and funded through donations. The average cost per patient that Dr. Eck sees is about $13.Some people are referring to this center as an alternative to Obamacare.
    Doctor Alieta Eck is running for U.S. Congress in the 12th district as a Republican. She's recently made headlines due to a free clinic that she created back in 2003 with her husband called the Zarephath Health Center. The clinic is a 501C3 run by volunteers and funded through donations. The average cost per patient that Dr. Eck sees is about $13.Some people are referring to this center as an alternative to Obamacare.
  • NJ Couple Combating The Stray Cat Problem In Union City

    NJ Couple Combating The Stray Cat Problem In Union City

    Tuesday, September 2 2014 11:11 AM EDT2014-09-02 15:11:46 GMT
    Union City has a major stray cat problem. Hundreds of cats are overtaking the city streets and Mercy Garcia and her husband Miguel Fernandez, founders of TLC Rescue, have been doing an unbelievable job of getting the situation under control, but they need help. So far, the couple has been able to round up over 200 felines, but they say there are hundreds more that need help.
    Union City has a major stray cat problem. Hundreds of cats are overtaking the city streets and Mercy Garcia and her husband Miguel Fernandez, founders of TLC Rescue, have been doing an unbelievable job of getting the situation under control, but they need help. So far, the couple has been able to round up over 200 felines, but they say there are hundreds more that need help.
  • NJ Brother’s Basketball Blog Getting A Lot Of Attention

    NJ Brother’s Basketball Blog Getting A Lot Of Attention

    Tuesday, September 2 2014 11:10 AM EDT2014-09-02 15:10:56 GMT
    Two Hillsdale, New Jersey brothers, 9-year-old Christian and 13-year-old Michael Vargas, started their own NBA basketball blog and they've had the chance to interview some big NBA heavyweights like former Miami Heat star Anthony Mason Jr.! Their mom, Joanna Vargas, said that they live in a basketball household. The sport is on the TV all the time and they even discuss the game over dinner every night. She said that basketball is just in the boy's blood!
    Two Hillsdale, New Jersey brothers, 9-year-old Christian and 13-year-old Michael Vargas, started their own NBA basketball blog and they've had the chance to interview some big NBA heavyweights like former Miami Heat star Anthony Mason Jr.! Their mom, Joanna Vargas, said that they live in a basketball household. The sport is on the TV all the time and they even discuss the game over dinner every night. She said that basketball is just in the boy's blood!
Powered by WorldNow
Untitled

WTTG FOX 5 & myfoxdc
5151 Wisconsin Ave. NW
Washington, DC 20016
Main Number: (202) 244-5151
Newsroom: (202) 895-3000
fox5tips@wttg.com

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | New Terms of Service What's new | Ad Choices