It's time to gear up for the holiday shopping season. Some of you might try to use your credit cards to rack up those rewards or even cash in on some of your points.
However, what many of us don't realize is that we can lose them, if we don't use them!
"So you're late with a payment and you can have your rewards go away and you may have to pay to reinstate them," explains Gerri Detweiler, Director Of Consumer Education at Credit.com. "And remember you've probably paid a late fee on top of that, so it is expensive. But the truth is, these reward points, they don't consider them yours, they are theirs. They're at your benefit, but you don't own them. And so you do have to make sure you keep track."
If you have a hard time keeping track of your rewards, then there are a few apps to help you out.