Updated: Wednesday, 11 Mar 2009, 8:04 AM EDT
Published : Wednesday, 11 Mar 2009, 8:04 AM EDT
You've probably seen the commercials on TV and may even sing along to the songs that claim to offer free credit reports.
The Federal Trade Commission says those catchy commercials have a catch and have issued the warning in a TV jingle of their own.
Nat Wood, assistant director in the Federal Trade Commission's Bureau of Consumer Protection joins us with more.